Help! I have lost my super.

Q. Hello I have lost super and I have been told that I could use this to buy a house for our retirement.  I am 55 and my wife is 51 we are renting and would like to have a house that is ours what can we do. thank you.

Josie answer: A common problem with billions of dollars lost.  However, it is not really ‘lost’, just too many people not caring enough about their superannuation.

Super funds contact you on a regular basis, but if you have changed address it is very easy to forget.  You have worked very hard for your money and great to see you have finally mustered up some energy to find all those lost superannuation accounts. Read more

I need help Consolidating my Super?

Q. I have a few superannuation funds which I am trying to consolidate and finding the whole process very frustrating. Any suggestions?

Josie’s Answer - Congratulations on trying to organise your financial life.

As you know having a few super funds probably means that you are paying extra fees, which will only hurt you financially in the future. There may also be a financial planner or two also receiving some commission and probably not giving you any service.

The problem these days is that you need to provide documents which are certified by an acceptable person. Acceptable documents include your driver’s license, passport, birth certificate (plus many others). Read more