I was born in 1964. I heard they will be stopping the age pension?
June 21, 2008 by Josie Kay · Leave a Comment
Q. Can u tell me, at what birth year does the aged pension stop. I was born in 1964 and need to know whether I will receive the aged pension.
A: A great question and I suspect many people reading this question will think you have gone bananas. Most Aussies have the attitude that it is their god given right to receive the age pension as they have paid taxes all their life.
A fair point, but there is only so much money in the Government kitty. Remember they are simply managers of the tax we have to pay them.
A huge problem facing most Governments is Read more
Struggling with Budget
June 4, 2008 by Josie Kay · 2 Comments
Q. Hi Josie, my husband and I are really struggling putting together a household Budget. Any suggestions?
Josie’s answer: Maybe you are setting unrealistic goals. Can’t believe I am saying this, but maybe you are foregoing too many luxuries and you are extremely bored.
Just like dieting, if you ate that piece of chocolate cake, it doesn’t mean you have to throw away the whole diet.
For example, you don’t have to give up going to the movies, just go when they have cheap nights. Your budget Read more
I am separated and never received First Home Owner’s Grant. Do I qualify?
June 1, 2008 by Josie Kay · 4 Comments
Q. I’m 56 years old, separated and I want to buy a unit. My husband brought a house before we met. When we brought a house together we were not entitled to the first home buyers grant because he used it when he brought his first house. My question is: am I entitled to the grant, because I have never technically had one.
Josie’s answer: I can understand why you are keen to explore the possibility of obtaining the first home owners grant which is currently $7,000. It would certainly help to buy the unit you are interested in purchasing.
The First Home Owner’s grant is a Federal government initiative and administered by each State and Territory. From my understanding of the rules, if your ex-husband owned a home before you were married, technically you did not hold a relevant interest, i.e. your Read more
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