If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!Q. Hello, Do you have to lodge A tax return if you are on the Disability pension, I am unsure as this is my first full year on the pension. I have no other income.
Kind regards
Teresa
Josie’s Answer: Teresa thanks [...]
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Q. Hi Josie just a quick question. In 2001 my wife and i purchased our home and 50 acres for $198000.We have just sold half the land alone for $218,000 leaving us the house and 25 acres. We own the place outright and want to know what capital gains we would have to pay and [...]
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Q. Hi Josie, my question Is about Investing and in particular the different types of risks when it comes to investing?
Josie’s Answer -There are lots of things that can affect the performance of your investment. These include business risk and market risk.
Business risk is where we might be disappointed by a company’s investment results [...]
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This weeks Wealth Creation Tip is simply entitled - “I hate Budgets.” Can you believe? Josie Kay actually admitting she hates Budgets…..or does she?
Audio runs for 90 seconds….Click the play button and let’s start saving.
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Popularity: 28% [?]
Question. I have approx $44,000 in allocated pension super fund. I am losing money. At present, I draw $300 a month. If market stays volatile for say 5 years I probably will only have say, $20,000 let. I am thinking of taking funds out and putting into term deposit at bank. Is this the way [...]
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Mike’s Question -
Hi Josie, Great show yesterday…Unfortunately I didn’t get a chance to call the show (I was driving) However, this was the question I was going to ask, “If I earn $55K do I have to pay the Medicare Levy Surcharge?”
Josie’s answer: Thanks for listening to our show Mike and good on you for [...]
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Q. I am going overseas and somebody told me that I might need a Power of Attorney. What do you think?
Josie’s answer: There are different types of Powers of Attorney, and in this case, note that I am NOT discussing Enduring or Irrevocable Powers of Attorney.
The main reason they are used is to allow [...]
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Q. Hi Josie. The Share market has had more ups and downs over the past few months than a yo yo competition….One term I hear a lot of financial commentators and even work mates use is “Investment Risk” What do you mean by investment risk?
Josie’s Answer – Thanks for you Question…another interesting and quite [...]
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Q. Hi Josie. I turned on the news after work today and it was one tragedy after another….which got me thinking, if I die today, what will happen if I don’t have a will in place?
Josie’s Answer – You’re right about the news….which is why I don’t really mind if I miss it [...]
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Q. A friend of mine has a margin loan. Why would he have one?
Josie’s answer - There has been lots of bad press lately about margin loans (you may recall Eddie Groves from ABC Learning is now in deep financial trouble because of them).
Margin lending is a higher-risk strategy. Your investment, for example, the [...]
Popularity: 35% [?]
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